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Why Web3?

Web3 is a shift away from centralized platforms.

We see a world where you have control of your data and money.

What is Web3?

Decentralization

Data is decentralized. This means that there are no centralized databases, no central authorities, and no middlemen.

Interactions take place directly between two individuals. This means that we can cut out middlemen (and therefore cost).

Ownership

In traditional systems, data & financial assets are "custodied" (held) by a third party, removing effective ownership of your own data and money.

In Web3, the data & money is held directly by you (like cash in your wallet). So no entity can take away what is rightfully yours.

Governance

Governance is direct. By removing middlemen, custodians, and centralized entities, groups of like-minded people can work together directly.

Discussion, ideation, and voting can all take place without centralized control or administration.

How does Web3 work?

Web3 is built upon blockchain technology.

In a blockchain, data is produced and validated on an "immutable" chain - that is to say, it is produced and validated on a chain of data that cannot be altered.

This is far removed from a traditional centralized model where data is created, altered, and deleted by a central authority (known as an administrator).

Traditional

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Decentralized

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Because of this unique structure, two people on a blockchain do not need a third party to validate a transaction, because it is validated by the chain.

So a buyer & a seller don't need a third party (like a bank) to execute a financial transaction, they can do it 1-to-1, just like paying with physical cash.

How do we use Web3?

For Investing

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We harness the cost savings of decentralized direct peer-to-peer investing to help users access the strong returns of Web3 Stablecoins.